What Constitutes Creditor Harassment
Whether a creditor’s behavior rises to the legal level of Creditor Harassment depends on a variety of factors. For example, behavior deemed unlawful may be different if the person contacting you is the creditor him or herself or whether it is a collections agency acting on their behalf. An attorney at a Tampa Bankruptcy Law Firm can help you determine which.
The types of behavior that may constitute actionable harassment can include repeated phone calls several times a day, phone calls at odd hours of the night, verbal abuse or name calling over the phone or other threats. If you feel you’ve been subjected to any behavior like this, contact your attorney. Even if you’re unsure of whether the conduct is harassment, get in touch with a skilled lawyer to discuss your options.
Collection Actions Once Bankruptcy Is Filed
As your attorney at your Tampa Bankruptcy Law Firm can explain, once you file for bankruptcy, collections actions in most cases should stop. If your creditor tries to go forward with repossession, foreclosure or repeated attempts to contact you, let your lawyer know right away.
Remedies for Creditor Harassment Using a Tampa Bankruptcy Law Firm
Your attorney will discuss the tools available to you to seek compensation for unlawful creditor harassment. In some cases, the behavior might be severe enough to file suit and collect punitive damages from the harassing creditor. Your attorney can education you about your rights.
At Savage Villoch Law, PLLC, you can entrust your case to a skilled Tampa Bankruptcy Law Firm who can educate you about the law and your best options for dealing with financial turmoil and get back on your feet. To schedule an appointment for an initial consultation, call our offices at 813-251-4890.