Florida Tag Archives — Page 2 of 6 — Securities Fraud Lawyers Blog

Regulators’ Concerns Grow Amid Cryptocurrency Investing Boom

Published on: January 5, 2018 | by Savage Villoch Law, PLLC

“Cryptocurrency”, “blockchain”

These are the buzz words among investors as we head into 2018. Building on the success and popularity of Bitcoin – which seems to be hitting new record highs every week – has caused a stir among investors, and it’s getting the attention of businesses.

As investors look to find out how they can invest in the emerging cryptocurrency boom, startups and businesses are trying to find ways to capitalize. Initial Coin Offerings (ICOs) have started popping up as opportunities for investors to get involved with cryptocurrency investing at ground-level. However, financial regulators say investors need to be aware of fraud risks.

Top Investor Tips for 2017

Published on: December 29, 2017 | by Savage Villoch Law, PLLC

Investor Tips: A Year in Review

With a new year upon us, we thought we’d look back at the most popular questions investors have been asking over the past year. Here are the most popular investor tips for 2017:

Initial Coin Offerings (ICOs)

Saving for College: FAQs About Opening a 529 Account

Published on: December 15, 2017 | by Savage Villoch Law, PLLC

With another new year just around the corner, you may be thinking about financial planning as a part of your New Year’s resolutions. For those of you with a newborns or young children in the family, you may be thinking about opening a college savings plan.

A 529 account can be a great way for parents and grandparents to start a college savings plan. Here’s some commonly asked questions about opening a 529 account.

Who can use a 529 savings plan?

Investing 101: Wrap Fees Explained

Published on: December 8, 2017 | by Savage Villoch Law, PLLC

If you’ve looked into hiring an investment adviser or advisory firm to help manage your investments, you may have seen some offer various advisory services bundled together under one comprehensive fee. These types of service fees are called wrap fees and are offered as sponsored packages by many advisory firms.

With wrap fee programs, your advisor or firm serves as the “sponsor” for the program; essentially the liaison between you and your service offerings. Typically, the fee for these types of programs is determined by the overall value of your investment account. While it may seem easy enough on your end to just pay one flat fee for a bundling of advisory services, there are things you need to watch for when considering wrap fee programs.

Understanding Wrap Fees

Coming This December: Federal Rate Hikes… (More in 2018)

Published on: December 1, 2017 | by Savage Villoch Law, PLLC

There’s been chatter recently among economic experts that federal rate hikes would likely soon be on the way. Since 2016, the Federal Reserve has risen interest rates three times, but they’ve not not made any definitive announcements on the further hikes, leaving it open to speculation when they’d actually be introduced.

It appears that economists and experts have now been able to reach a consensus. In fact, it appears that the recent Senate tax reform bill passed on Friday may have forced the Fed’s hand. In a recent article, Reuters reports that the recent legislation has forced a shift in risk-forecasting; toward a need for higher federal rate hikes and sooner.

According to the article, experts are projecting three rate hikes between now and 2019. This is actually in accordance with the Fed’s own projections, however the reasoning is up for debate.

(Capital) Loss Can Be Your Gain: Leverage Your Stock Loss into Tax Deductions!

Published on: October 18, 2017 | by Savage Villoch Law, PLLC

Nobody wants to lose out on an investment, but did you know that stock loss – also known as capital loss – can actually be leveraged into savings on future investments through tax deductions? While it may sound strange, converting stock loss into savings is actually a widely used strategy for many seasoned investors.

Once you understand how tax laws apply to your capital losses, you will quickly see the benefits of reporting them. You will be able to form strategies that actually take advantage of stock losses ahead of time. Once an investment starts to head south, you’ll be able to make the right decisions to mitigate that loss.

Stock Loss Deductions

Smart Investing Tips: Cryptocurrency Investing

Published on: October 6, 2017 | by Savage Villoch Law, PLLC

You’ve probably heard of the popular cryptocurrency investing platform Bitcoin, but what about Ethereum?

Or Litecoin?

Or Dash?

Who’s Watching the Watchdogs? SEC Hack Exposes Critical Financial Regulation Faults

Published on: September 23, 2017 | by Savage Villoch Law, PLLC

SEC Hack Exposes Critical Security Faults

On Thursday, it was announced that the Securities and Exchange Commission (SEC), the nation’s top finance and securities regulator, had experienced a critical cyber security breach. The breach, which occurred in 2016, allowed hackers access to the SEC’s EDGAR system, a database which houses corporate filings and announcements for a multitude of Wall Street firms.

The SEC hack has shaken investors and lawmakers as it poses serious questions regarding the SEC’s security measures and protocol. It is also possible that hackers may have profited on the insider info by trading on it. According to a Reuters report, the database contained sensitive, “market-moving information”.

Ahead of Fed Announcement, Financial Investing on Wall Street Rebounds

Published on: September 15, 2017 | by Savage Villoch Law, PLLC

Financial Investing Pushes Wall Street Rebound

This week, market analysts and investors saw Wall Street regaining upward traction. Dow and S&P indexes soared to record weekly gains, buoyed by a flurry of trading activity. According to a Reuters report, financial investing has been one of the major drivers, followed by industrial and tech.

Financials

Damages After a Hurricane? Make Sure to Review Your Insurance Settlement

Published on: September 8, 2017 | by Savage Villoch Law, PLLC

After a catastrophic storm, the first thing you’ll probably do after making sure your loved ones are safe is to go out and assess your property damage. With Hurricane Irma bearing down on Florida’s coast, many Floridians are taking steps to secure and protect their property.

However, events best storm preparations are not always able to fend off the destructive force of a hurricane. If you are a Florida resident, chances are you’ve been through a destructive storm before. If you’ve lived through a Florida hurricane, than you know just how great the potential for property damage is.

Fortunately, many state residents have home and property insurance for instances like these. Insurance on your home and property should give you the peace-of-mind that, in the event of a catastrophic storm, you will be able to recoup the value of your property due to loss. But what happens when you receive a settlement offer from your insurance company that in no way meets your expected total loss value? Chances are, it’s not that you have over-inflated the value of your property.