Filing for bankruptcy is complicated and below are reasons you need a Chapter 7 lawyer in Tampa.
Deciding on the Right Bankruptcy Filing
An experienced lawyer will confirm if Chapter 7 is the right choice for you as opposed to Chapter 13.
Avoiding Filing Mistakes
The bankruptcy process requires extensive paperwork such as bankruptcy petitions and schedules. If you make a mistake, it will likely be expensive to fix and may even lead to your case being dismissed. If a judge dismisses your case, you may not be able to file for bankruptcy. A lawyer will prepare the paperwork for you, so you know that everything is done correctly.
Negotiating with Creditors
It’s rare, but sometimes a creditor objects to the filing. This means negotiating with the creditor, which your lawyer will do on your behalf.
Ending Creditor Harassment
Once you hire a lawyer, the bank and other companies can no longer contact you by telephone. If they continue to call, they are violating the Fair Debt Collection Practices Act.
Meeting Preparation
You will have to attend a mandatory meeting of creditors. At this time, you’ll have to answer questions under oath. Your lawyer will prepare you ahead of time so you know how to answer the questions.
Protection from Bankruptcy Uncertainties
A lawyer will know which rights you’re entitled to such as if you can keep your home.
To learn more about Chapter 7, please contact us today.
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