The first thing that you should do when you’re having trouble paying your bills is set up a free consultation with a bankruptcy attorney to see what debt relief options are available to you. Financial struggles are stressful and can rip families apart. You might be uncertain as to whether…
Bankruptcy is a federal law that allows people and businesses (even cities and municipalities) to manage or eliminate debt. Bankruptcy is available to most everyone, and you do not even need to be insolvent to file. Bankruptcy is important because it imposes an immediate “automatic stay” on all creditors, and these…
By Alfred Villoch, III, with Savage, Combs & Villoch, PLLC Divorce is often the catalyst for bankruptcy. After divorce, finances are stretched. There are new budgetary constraints. One partner might lose health insurance or the insurance might become more costly for the ex-spouse. Alimony and child support become additional expenses…
Although parties enter into business contracts intending to establish a clear understanding of their rights and responsibilities, Contract Dispute Attorneys in Tampa know it is all but inevitable that business owners will find themselves involved in contract disputes. If accused of a breach of contract, it is important to act promptly…
You may have heard the term “fiduciary duty” before, but what exactly does it mean, and in what situations does it apply? Here is a rundown of the term as explained by a Florida Business Dispute Resolution Attorney at Savage, Combs & Villoch, PLLC. “Fiduciary” is a word derived from…
By Alfred Villoch, III, with Savage, Combs & Villoch, PLLC In a previous blog post, I explained the purpose of a 341 meeting of creditors. A trustee holds a 341 meeting in every bankruptcy case. You can access that blog post HERE. Before a 341 meeting, a bankruptcy trustee usually…
7 reasons that it’s a bad idea to hire a non-attorney to prepare your bankruptcy petition. By Alfred Villoch, III, with Savage, Combs & Villoch, PLLC Bankruptcy is a complicated and paperwork-intensive process. It involves filing a petition, schedules and statements of assets and liabilities, a statement of income, and…
By Alfred Villoch, III, Esquire, with Savage, Combs & Villoch, PLLC The judges of the United States Bankruptcy Court for the Middle District of Florida are considering new rules and proposed amendments to the Local Rules. The proposals are available HERE for public comment beginning on March 9, 2015. The public comment…
The penalties for insider trading are significant, and that alone acts as a deterrent for many. Some, however, like to push the limits or are simply naïve when it comes to the enforcement of SEC regulations. In any case, an experienced Tampa stock broker representation lawyer recognizes certain behavior that…
When the SEC launches an investigation into allegations of insider trading, its net can be widely cast. In many instances, not only are the managers and employees of brokerage firms found liable, non-employee investors are swept up, too. A Tampa Stock Fraud Lawyer can explain that there are protocols to…