Do you need a Tampa chapter 7 lawyer? Contact us today!

Savage Villoch Law, PLLC

It happens: you run into a bit of financial difficulty, and you need to file Chapter 7 bankruptcy. If you’re in the Tampa area of Florida, you will need to hire a Tampa chapter 7 lawyer to represent your best interests immediately! Chapter 7 bankruptcy is known as the “fresh start” bankruptcy, because it wipes out all your debts and gives you a chance to start over again. When you file Chapter 7 bankruptcy in Florida, a trustee sells (or liquidates) all of your assets (some assets are protected under the Florida Bankruptcy Exemptions, such as personal property and certain pensions, and are therefore excluded from liquidation) to pay off your creditors. After liquidating your assets, the trustee then receives a commission that covers his/her fees. Not all debts can be discharged with a Chapter 7 filing. You will still be responsible for some of your debts, such as alimony, child support, and student loans. In addition, some of your assets — such as your home and your car — can only be protected if you sign a Reaffirmation Agreement, which prevents you from wiping out (or re-bankrupting) that asset for the next eight years. This is certainly a lot of information to process — and we here at Savage, Combs, and Villoch are here to help you navigate these admittedly difficult waters. We have years of experience successfully counseling clients on financial matters and getting real results for them. If you would like to see if a Chapter 7 bankruptcy filing is right for you, contact us today and let’s get you on the right road to financial recovery!

Client Reviews

I am deeply grateful for the superb representation I received from Robert (Bert) Savage, at Savage Villoch Law representing me in my complex investment loss claim. Bert and the legal team at Savage Villoch Law were consistent and persistent from the start, understanding and pursuing my case and...

L. Nathan

Alfred Villoch is a very versatile individual. He's helped me in several parts of the law and was able to leverage his experience multiple times whether with corporate law or insurance. He takes the extra steps needed to not only ensure an iron clad proposal is offered but sees the value as a...

Simon

Over the years I have come to rely on the expertise of Robert "Bert" Savage in the most important matters concerning my business and my non profit organization. His knowledge and guidance has allowed me to take a more successful path than I would've chosen without him. He takes a genuine interest in...

Bob

If ever I have a legal question impacting my affairs I know I can turn to Alfred as a dependable resource. Accessing his high levels of varied expertise ensures I make decisions that shall contribute to favorable outcomes. He's extremely responsive and thoughtful in his advice, and is always...

Joy

Bert Savage has been a great help to myself and my company. He has demonstrated that he is very knowledgeable and effective, and seems to achieve a lot with the hours he bills. We are quite satisfied with his services and intend to continue our relationship with him. Highly recommended for any of...

William

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