Articles Tagged with financial planning

The fundamentals

Cardinal rules; building-blocks, do’s-and’don’ts:

You may know them under different names but they all refer to the same foundational structures that underline all our social and economic systems.

The Fiduciary Rule is Dead! Long Live the Fiduciary Rule!

Well… it didn’t get quite such a commemorative send-off. In fact, it got the sort of ignominious sentence fit for a mongrel animal or a disowned family member. Yes, the Department of Labor (DOL)’s fiduciary rule is dead and it doesn’t look like we’ll be seeing anything resembling a revival.

If you have not been following, the demise of the fiduciary rule follows a months-long saga that has gripped the investment industry. If you have been following but you’re a little lost, that’s okay. The events leading to the recent outcome have been full of so many twists and turns it’s easy to lose the trail.

If you’re smart, you are planning for your financial future. Retirement investing is one of the surest methods for building a nest-egg.

Most likely, you’re familiar with the concept of retirement investing. Typically, you can direct funds from your personal income into tax-sheltered or tax-deferred accounts. This is known as a 401(k).

However, there are alternative investment options to a 401(k) available. You can also invest in a 403(b) or a 157(b). These alternative options allow you to invest in certain investment options. It’s important to remember, though, that not every employer offers these plans.

Investment planning.

The thought sends shivers down the spines of many an investor. In fact, many don’t even want to think about it and will gladly pay someone else to do that for them.

However, taking a hands-on approach to your investments provides an extra surety against incurring extensive losses in the event that an investment goes sour. It also drastically diminishes the likelihood of falling victim to financial losses at the hands of someone looking to take advantage.

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