Diversified Portfolio Investor or Salad Bar Investor: Which Are You?

You’ve probably heard the term “diversified portfolio” before. The term brings to mind the image of a robust, varied assortment of assets and securities that not only generate generous returns, but act as a cushion against any one stock or security’s downturn. Everyone wants a diversified portfolio, from fledgling investors to seasoned pros. However, there’s … Continue reading Diversified Portfolio Investor or Salad Bar Investor: Which Are You? »

$5.5 Billion Settles One of Two Mortgage-Backed Securities Lawsuits for RBS

The Royal Bank of Scotland (RBS) recently reached a settlement sum of $5.5 billion with the U.S. Federal Housing Finance Agency (FHFA) in the agency’s lawsuit. One down, one to go This settles at least one of the the two mortgage-baked securities lawsuits against RBS in U.S. courts. Another lawsuit remains pending with the U.S. … Continue reading $5.5 Billion Settles One of Two Mortgage-Backed Securities Lawsuits for RBS »

Why Big Banks Have a Financial Doomsday Plan

Amid the fallout of 2008, when the nation’s banking giants toppled and our economy was sent reeling, Federal legislators and regulators decided that changes were needed. Most of these changes took shape as the Dodd-Frank Act, which provide the framework for much of our current banking regulation and oversight. You’re probably familiar with Dodd-Frank, at … Continue reading Why Big Banks Have a Financial Doomsday Plan »

3 Tips for Protecting Your Investments Against Ransomware

There’s a new wild west. The internet age has brought bank robbers from the prairie plains to the world wide web. As investors and brokerage firms increasingly rely on computers for processing trades and managing portfolios, the risk of your investment data increases too. One of the biggest threats to online data is ransomware. What … Continue reading 3 Tips for Protecting Your Investments Against Ransomware »

Common Online Trading Myths

Nowadays, online trading has become a preferred method for many investors. From casual, at-home investors to more seasoned investors, online trading provides an accessible and efficient platform for securities trading. While online trading has grown in popularity, there are still some common misconceptions about it. You may have heard someone telling you that online trading … Continue reading Common Online Trading Myths »

Bad Actors: Tips for Spotting the Financial Industry’s Bad Apples

We’ve all seen bad actors in movies and T.V., but did you know that bad actors can be found on Wall Street and other financial industry institutions? The Financial Industry Regulatory Authority (FINRA) recently released a statement outlining the need for checks-and-balances against bad actors.   What are bad actors? FINRA defines a bad actor … Continue reading Bad Actors: Tips for Spotting the Financial Industry’s Bad Apples »

Stand By for the Following Message on Corporate Tax Cuts…

One of the big platforms that boosted Trump to the Oval Office was his promise to let business operate unencumbered. Throughout his campaign, he promised a hands-off approach to business, including wide-scale financial deregulation as well as considerable corporate tax cuts. In fact, Wall Street was riding high post-election on sheer optimism. Financial and industrial … Continue reading Stand By for the Following Message on Corporate Tax Cuts… »

Debate Over Trump’s Travel Ban Heats Up

This week, a U.S. appeals court elected not to reinstate President Trump’s controversial travel ban. The decision by the appeals court moves the debate closer to the Supreme Court, as the issue gets more contentious. The order called for a restriction on travel for people from six countries with a majority Muslim population. It caused … Continue reading Debate Over Trump’s Travel Ban Heats Up »

Retirees Get Seat at the Table in Puerto Rico’s Bankruptcy

Retirees and pensioners will now have a voice at the negotiating table during Puerto Rico’s bankruptcy, according to a Reuters report. This month, the U.S. Trustee overseeing the filing procedure announced the appointment of a retiree committee. While retiree committees are usually appointed in municipal bankruptcy filings, it is typically preceded with a formal ruling … Continue reading Retirees Get Seat at the Table in Puerto Rico’s Bankruptcy »

In Wells Fargo Accounts Fraud Case, the Hits Keep Coming

We all remember that nastiness about Wells Fargo, right? You know, that little PR debacle where it turned out that, due to unrealistic sales initiatives, Wells Fargo employees initiated accounts fraud against millions of consumers. After the story broke, Wells Fargo lost a major vote of consumer confidence. The following weeks saw many customers closing … Continue reading In Wells Fargo Accounts Fraud Case, the Hits Keep Coming »